The Professional Part 2

The Professional

It is easy for humans to move toward the extremes. The “spender” is often frivolous to the point of recklessness. The “saver” is often frugal to the point of greed. The friend who loves golf only thinks about the next tee time and the friend who loves work is...
The Professional Part 2

Taxable Brokerage Accounts

Table of Contents: Savings Vehicle Allocation Sequential Savings The Difference After-Tax Value 30 Years of Consistent Contributions Takeaways Savings Vehicle Allocation Much has been written about asset allocation. Large cap versus small cap, domestic versus...
The Professional Part 2

How to Think About Your 401(k)

Table of Contents: Sequential Saving Defined Contribution Plans Benefits of 401(k)s and 403(b)s How Much to Contribute? ROTH vs Traditional Step by Step Action Items Sequential Saving One of the most widely adopted personal finance decisions is saving for retirement...
The Professional Part 2

Health Savings Accounts

Table of Contents: Sequential Saving Why is the HSA so Important? Regardless of Age of Life Cycle The Power of the HSA Sequential Saving I love Health Savings Accounts (HSAs). There is really no reason not to love the HSA. In the last few posts we have been asking the...