The Mega Back-Door ROTH Strategy

The Mega Back-Door ROTH Strategy

Table of Contents: Room for More Savings 401(k) Contributions 401(k) Limits Making the Most of the $57,000 Overall Limit Using the Mega Back-Door ROTH Room for More Savings What if you have saved enough to fully fund your emergency fund and maximize the annual...
The Mega Back-Door ROTH Strategy

Taxable Brokerage Accounts

Table of Contents: Savings Vehicle Allocation Sequential Savings The Difference After-Tax Value 30 Years of Consistent Contributions Takeaways Savings Vehicle Allocation Much has been written about asset allocation. Large cap versus small cap, domestic versus...
The Mega Back-Door ROTH Strategy

How to Think About Your 401(k)

Table of Contents: Sequential Saving Defined Contribution Plans Benefits of 401(k)s and 403(b)s How Much to Contribute? ROTH vs Traditional Step by Step Action Items Sequential Saving One of the most widely adopted personal finance decisions is saving for retirement...
The Mega Back-Door ROTH Strategy

Health Savings Accounts

Table of Contents: Sequential Saving Why is the HSA so Important? Regardless of Age of Life Cycle The Power of the HSA Sequential Saving I love Health Savings Accounts (HSAs). There is really no reason not to love the HSA. In the last few posts we have been asking the...